The answer to the housing shortage, according to the government, is to double the number of people building their own homes. Currently, up to 20,000 people per year build their own homes, but does the remainder of the British public really have the equipment, skill and time to DIY a house from top to bottom?
Keen to tap into the popularity of television self build programs like Grand Designs , politicians feel they can kick start the low house building rate by encouraging people to aspire to build their own dream house.
Housing Minister Grant Shapps revealed his action plan on July 20th, aimed at doubling the number of self-build homes within a decade.
While Kevin McCloud, host and creator of Grand Designs laments that Britons buy houses like baked beans and feels that houses should be built to suit your own lifestyle, not everyone has the luxury or even the wish for a bespoke property, fearing their own lack of DIY skills.
However, Ted Stevens, chairman of the National Self Build Association, one of the architects of Grant Shapps’ action plan says that “self build” doesn’t mean that you need to necessarily be doing all the work yourself. Stevens says that actually the term “self build” is a bit mis-leading as, "It suggests you're laying the bricks yourself. But the truth is that most self builders hire an architect and do a bit of decorating themselves."
Is the doubling of self build homes really a possibility?
Other countries seem to be managing to build their own homes successfully. When comparing the percentages of self built homes, it is obvious that the UK lags behind dramatically:
- Austria 80% of all homes are self-built
- Germany, France and Italy 60% of all homes are self-built
- US and Australia 40% of all homes are self-built
- The UK 10% of all homes are self-built
Is the problem that people are simply not interested in building their own home?
Lack of interest does not seem to be the impediment to would-be self builders. According to a recent article on the BBC the following figures show a large amount of interest in self-build:
- Over three million people watch Grand Designs
- 100,000 subscribe to websites announcing available plots of land and a similar number buy self-build magazines
- 13,860 built their own home last year
So, why are so few people actually building their own home?
Roadblocks to Self Build and the Action Plan's Answers
There are several things that prevent people from fulfilling their self build desires and Grant Shapps’ action plan does aim to address them.
1. Difficult to get land – Commercial developers snap up land quickly, even on the off chance it many get planning permission, making it hard for self builders to find land.
The Action Plan Answer
• More land be made available for self-builders. The action plan calls for Government to ask councils to gauge the demand for self build in their area and account for this in their planning strategies.
• New ways to make plots available to self builders which include making serviced plots available to self builders, be actively promoted across the industry and the public sector.
2. Land is largely only available outside of urban areas – if you like living in the city it is even more difficult to get land in an urban area and the land that is available is very expensive. Many critics argue that due to the lack of city land available to self builders, those that build their own homes use larger plots of land than is strictly necessary, must use a car to get anywhere and therefore the trend for self build contributes to urban sprawl and unsustainable living.
The Action Plan Answer – again councils will be asked to make greater provision for making land available.
3. Lack of finance – it can be difficult to get a mortgage to buy land and build a house. Although the average new build home costs more (£189,940) compared to a self-build cost of £84,000 if you do the work yourself or £146,000 if you employ professionals to do it for you, many lenders will not provide financing to self builders.
The Action Plan Answer:
• Lenders should be encouraged to offer more finance mortgage products for those building their own home.
• Revolving funds should be made available to support group self build schemes, which Mr Shapps has pledged to give serious consideration to.
4. Regulation – Self builders feel hampered by legislation and planning procedures which make the self build process far more difficult. Critics argue that if regulations are relaxed then self builders will take advantage and choose unsympathetic designs, for example.
The Action Plan Answer:
• Over-burdensome regulations hampering the growth of the sector be removed or simplified, and calls for Government to introduce more proportionate planning rules for small developments.
5. Complicated Process – Building a home, even if you hire outside contractors to carry out the majority of the work is a very complicated and time consuming process, which is perfectly obvious to even the casual viewer of Grand Designs. Added to that it is easy to make a miscalculation and end up spending more money than you budgeted for
The Action Plan Answer:
• The self build industry itself needs to provide clearer independent information to would-be self builders. A new online self build 'portal' is proposed to be set up to enable more people to get a project underway.
It seems that the Action Plan presented by Mr. Shapps has all the answers. But will self build ever move beyond more than a minority activity?
I would not want the headache of building my own home. As much as I enjoy watching Grand Designs, it is something I am far more interested in observing than participating in. If buying a property whether new build or a stately period property is the equivalent of buying a tin of baked beans, then bring on the beans, I say.
Would you consider building your own home?




